This beginner-friendly course provides a structured foundation in credit research analysis and credit ratings, equipping learners with the skills to make informed financial decisions. Across two modules, students will analyze the credit research process, evaluate credit rating agency functions, and differentiate between types, advantages, and limitations of ratings in global markets.
Credit Research & Ratings: Analyze & Assess Risk
Discover new skills with $120 off courses from industry experts. Save now.
Gain insight into a topic and learn the fundamentals.
4 hours to complete
Flexible schedule
Learn at your own pace
What you'll learn
Explain credit rating processes, types, advantages, and limitations in markets.
Apply KMV and Altman Z-Score models to assess bankruptcy and default risk.
Analyze company creditworthiness using financials, cash flows, and repayment history.
Skills you'll gain
Details to know
Shareable certificate
Add to your LinkedIn profile
Recently updated!
September 2025
Assessments
6 assignments
Taught in English
See how employees at top companies are mastering in-demand skills
There are 2 modules in this course
This module introduces learners to the essential concepts of credit research and credit ratings, building a strong foundation for understanding how companies are evaluated in financial markets. Students will explore the step-by-step process of credit research, examine core methodologies used to assess creditworthiness, and gain insights into the role and significance of credit rating agencies. By analyzing the types, functions, advantages, disadvantages, and regulations of credit ratings, learners will develop the ability to interpret and apply credit research findings in real-world investment decisions.
What's included
10 videos3 assignments1 plugin
This module explores advanced concepts of credit risk modeling and the evaluation process used by banks in modern financial systems. Learners will gain practical insights into the KMV Model and the Altman Z-Score Model, two widely applied techniques for predicting default probability and bankruptcy risk. The module also examines how banks assess companies using financial criteria, credit history, and cash flow strength, while highlighting the broader role of credit research in enhancing transparency and investor protection in today’s financial markets. By completing this module, students will be equipped to analyze risk models, interpret banking evaluation practices, and understand the systemic importance of credit research.
What's included
8 videos3 assignments
Earn a career certificate
Add this credential to your LinkedIn profile, resume, or CV. Share it on social media and in your performance review.
Explore more from Finance
Status: PreviewStarweaver
Status: PreviewCoursera Instructor Network
Status: Free TrialCorporate Finance Institute
Status: Free TrialNew York Institute of Finance
Why people choose Coursera for their career
Felipe M.
Learner since 2018
"To be able to take courses at my own pace and rhythm has been an amazing experience. I can learn whenever it fits my schedule and mood."
Jennifer J.
Learner since 2020
"I directly applied the concepts and skills I learned from my courses to an exciting new project at work."
Larry W.
Learner since 2021
"When I need courses on topics that my university doesn't offer, Coursera is one of the best places to go."
Chaitanya A.
"Learning isn't just about being better at your job: it's so much more than that. Coursera allows me to learn without limits."
Open new doors with Coursera Plus
Unlimited access to 10,000+ world-class courses, hands-on projects, and job-ready certificate programs - all included in your subscription
Advance your career with an online degree
Earn a degree from world-class universities - 100% online
Join over 3,400 global companies that choose Coursera for Business
Upskill your employees to excel in the digital economy
Frequently asked questions
To access the course materials, assignments and to earn a Certificate, you will need to purchase the Certificate experience when you enroll in a course. You can try a Free Trial instead, or apply for Financial Aid. The course may offer 'Full Course, No Certificate' instead. This option lets you see all course materials, submit required assessments, and get a final grade. This also means that you will not be able to purchase a Certificate experience.
When you purchase a Certificate you get access to all course materials, including graded assignments. Upon completing the course, your electronic Certificate will be added to your Accomplishments page - from there, you can print your Certificate or add it to your LinkedIn profile.
You will be eligible for a full refund until two weeks after your payment date, or (for courses that have just launched) until two weeks after the first session of the course begins, whichever is later. You cannot receive a refund once you’ve earned a Course Certificate, even if you complete the course within the two-week refund period. See our full refund policy.
More questions
Financial aid available,