This course equips learners with the analytical tools and modeling techniques necessary to assess, interpret, and manage corporate credit risk. Using real-world financial data from two companies, participants will explore the complete credit risk lifecycle—from fundamental financial statement analysis to advanced structural and market-based models such as the Altman Z-Score and Merton’s Model. Learners will develop the ability to calculate unlevered free cash flow (UFCE), assess working capital movements, and compare financial profiles using key evaluation metrics.
Advanced Credit Risk Modeling - IT Sector
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Gain insight into a topic and learn the fundamentals.
Beginner level
Recommended experience
10 hours to complete
3 weeks at 3 hours a week
Flexible schedule
Learn at your own pace
What you'll learn
Analyze financial statements to assess company performance and creditworthiness using real-world data and key financial metrics.
Apply Altman Z-Score and Merton’s Model to evaluate structural and market-based credit risk in corporate finance scenarios.
Formulate credit recommendations by synthesizing risk metrics, assigning ratings, and designing exit strategies.
Skills you'll gain
Details to know
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Recently updated!
July 2025
Assessments
18 assignments
Taught in English
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There are 6 modules in this course
This module introduces foundational techniques in analyzing a company’s financial statements to assess credit risk, focusing on Company A's income statement, balance sheet, and cash flow.
What's included
7 videos3 assignments
This module builds comparative insight by evaluating Company B's financial structure and applying the Altman Z-Score model to assess bankruptcy risk.
What's included
7 videos3 assignments
This module explores market-based credit risk modeling, introducing the Merton Model and key risk indicators derived from market data.
What's included
5 videos3 assignments
This module focuses on the calculation and interpretation of unlevered free cash flow to equity (UFCE) and working capital metrics for evaluating operational sustainability.
What's included
7 videos3 assignments
This module provides a deep dive into multi-year financial analysis for Companies A and B and introduces evaluation metrics for comparative credit risk profiling.
What's included
8 videos3 assignments
This final module consolidates financial analysis into actionable credit recommendations by assessing internal ratings, setting exit strategies, and making final judgments.
What's included
5 videos3 assignments
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